Lenders decide whether they will lend. You still need to decide whether you want the repayment living inside your business every month.
Protect some monthly room
If a business normally has £3,000 left after operating costs, committing all £3,000 to debt would leave no room for late customers, repairs, tax surprises or a weak month. MoneyCue lets you choose how much of the remaining room a new payment may use, then estimates the loan size that payment could support.