Know where the business stands.
Then decide what it can do next.
Ask the money questions you'd normally take to an accountant or spreadsheet. MoneyCue helps you understand the answer, test what changes it, and share the decision with the people who need to know.
Can we afford an £18,000 machine?
This is an illustration. A real result uses the figures you enter.
Not an accounting report.
Cash, margin, tax and breathing room.
Try a cheaper price, slower month or different repayment.
Useful for owner, manager, employee or accountant.
What's happening in the business?
You do not need to know the accounting term. Start with the thing that is already on your mind.
We want to buy something
Equipment, vehicle, software, premises or another new cost.
We need another person
See the real employer cost and whether the business can carry it.
There is money in the bank, but is it really ours to spend?
Protect tax, bills and a cash cushion first.
We're busy but not keeping enough
Find out whether price, direct costs or overheads are swallowing the work.
We're thinking about borrowing
Start with what the business can comfortably repay, not the lender's maximum.
I'm worried about tax
Estimate what may already be spoken for before the bill arrives.
The money side of a small business should feel less mysterious.
“Can we afford it?” “Can I pay myself more?” “Why is cash tight?”
Turn profit, costs, cash, tax and debt into normal language and useful next steps.
Know what deserves attention before a small money problem becomes an expensive one.
Check whether the records are ready, then ask MoneyCue to prepare the formal accounts when you want the year sorted.
MoneyCue should answer the next question before you have to ask it.
“Can we afford the van?”
Possible, but cash gets tight.
MoneyCue shows what would be left, a more comfortable payment structure, and what would turn “not yet” into “yes”.
“Why are we working so hard?”
Sales are up, but too little is surviving the direct cost of the work.
MoneyCue points to the lever worth investigating rather than just showing a P&L.
“Have we got everything for year-end?”
You're 83% ready. Three record groups still need checking.
Get a free branded Year in Numbers report, then decide whether you want MoneyCue to finish the formal accounts.
Give us what you'd normally give the accountant. We'll tell you what's missing.
Start free. MoneyCue asks for the records that apply to your business, shows what is still missing, and creates a branded Year in Numbers summary. If you want the proper year-end work done, request the accounts service.
Still to check: van finance balance, director money in/out, one missing bank statement.
The free summary is not statutory accounts. Formal accounts are prepared separately.
MoneyCue should be useful at 10pm, not only when somebody replies to an email.
Get one decision reviewed, the whole business reviewed, or the year-end accounts sorted.
Free MoneyCue answers the first question. Paid MoneyCue is for deeper checking, continuity and formal work.