Tax reserve

How much tax should I put aside?

A simple planning estimate for a UK limited company or sole trader, so money that may belong to HMRC does not accidentally become spending money.

Get a simple 2026/27 planning reserve

Use profit after allowable business expenses, not turnover.

Tax feels painful when the cash looked like yours first

MoneyCue's job here is not to prepare a return. It is to make the invisible commitment visible while you still have the cash.

Rates used in this V1

For limited companies, the calculator uses the current 19% small-profits Corporation Tax rate up to £50,000, 25% main rate over £250,000 and the standard marginal-relief calculation between those limits, assuming no associated companies or exempt distributions. For sole traders it uses 2026/27 Personal Allowance and Income Tax bands plus Class 4 National Insurance, with a Scotland option.