MoneyCue guide

Why does my business show a profit but have no cash?

Understand common reasons a profitable small business can still feel short of cash.

Profit and cash answer different questions. You can make a profit while customers still owe you money, while you are buying stock, repaying borrowing, paying tax from an earlier period or investing in equipment.

Common places the cash went

  • customers have not paid yet;
  • stock or work in progress absorbed cash;
  • loan capital repayments use cash but are not the same as an expense;
  • tax is being paid after the profit was earned;
  • the owner took drawings/dividends;
  • equipment or deposits used cash.